Should You Pay Points?

  Scenario A Scenario B
Purchase price:
Down payment:
Interest rate:
Term in years:
Points:
 0
 
 
 
The amount you need to borrow:
Anticipated monthly payment:
Cost of points:
 0
Months to break even:
  
Years to break even:
  
This calculator can help you compare two loans,
one with points and one without. The amounts are estimated.