Credit Card Comparison

Compare Credit Card Accounts

To better serve your individual banking needs, we offer credit card comparison guides that can help you decide which of our three credit cards is right for you. Take advantage of our Standard MasterCard if you’re looking for a simple credit card with variable and non-variable options, or enjoy our Platinum and Platinum Rewards cards for competitive rates, purchasing power, cardholder benefits and more. Compare our credit cards below to discover the one that best matches your financial needs, then apply for the credit card you want online.

If you have additional questions regarding which credit card is right for you, visit your nearest Ultrimal Investment branch or call +1 929 459 2119.

 Platinum Rewards
MasterCard®		Platinum
MasterCard®		Standard
MasterCard®
Ideal For You If You Want:Substantial rewards and premier cardholder benefitsCompetitive rates combined with purchasing power and convenienceA simple credit card with variable and non-variable options
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Annual Fee:NoneNoneNone
Key Features:
  • 0% introductory APR on purchases and qualified balance transfers for twelve months from date of account opening; after that, the APR will be 13.49% to 19.49% based on your creditworthiness; this APR will vary with the market based on the Prime Rate.
  • Variable rate
  • Rewards program
  • 0% introductory APR on purchases and qualified balance transfers for six months from date of account opening; after that, the APR will be 7.49% to 13.49% based on your creditworthiness; this APR will vary with the market based on the Prime Rate.
  • Variable rate
  • 0% introductory APR on purchases and qualified balance transfers for six months from date of account opening; after that, the APR will be 11.99% to 17.99% based on your creditworthiness; with non-variable rate option, this APR will vary with the market based on the Prime Rate.
  • Non-variable or variable rate
Benefits:
  • MasterCard Benefits:
    • Baggage Delay
    • Hotel Burglary
    • Purchase Assurance
    • Price Protection
    • Extended Warranty
    • MasterRental® Insurance
    • Identity Theft Resolution
    • Travel Assistance
    • MasterCard Global Service
  • Chubb Insurance:
    • $1 Million Travel Accident Insurance
  • If your card is lost or stolen, you may be protected from unauthorized use
  • MasterCard Benefits:
    • Extended Warranty
    • Purchase Assurance
    • Price Protection
    • Identity Theft Resolution
    • MasterCard Global Service
  • Chubb Insurance:
    • $1 Million Travel Accident Insurance
  • If your card is lost or stolen, you may be protected from unauthorized use
  • MasterCard Benefits:
    • Extended Warranty
    • Price Protection
    • Identity Theft Resolution
    • MasterCard Global Service
  • Chubb Insurance:
    • $100,000 Travel Accident Insurance
  • If your card is lost or stolen, you may be protected from unauthorized use
Rewards:*
  • Earn 1% in rewards for each $1 spent on purchases for the first $5,000 per year
  • Earn 1.25% in rewards for each $1 spent on purchases over $5,000 per year
  • Plus, earn 10,000 bonus reward points on your new card when using it to make your first purchases (a $25 reward value)
  • Not available
  • Not available
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Please note:

* Example: spend $5,000 and earn 20,000 reward points, which can be redeemed for a $50 reward value. Visit: selectyourrewards.com/Ultrimal Investment to redeem points.

All Credit Cards are subject to credit approval.
Must be 18 years or older to obtain a credit card.
View Platinum Rewards MasterCard Credit Card Agreement.
View Platinum MasterCard, Standard MasterCard, and Visa® Classic Credit Card Agreement.