Reality Gold Checking
Reality Gold Checking® Account Details
Account Description
Ideal for individuals looking for a checking account that pays interest on account balances as well as offers exclusive benefits that maximize the value of your money.
Features & Benefits
- Minimum opening deposit $50
- A monthly maintenance fee of $10 is waived if you maintain a $1,500 minimum daily balance or $10,000 in loan/deposit combined balances1
- Earn interest on all balances
- Free paperless statements
- Free online banking & bill pay
- Free mobile banking & alerts2
- First 5 non-Ultrimal Investment ATM transactions are free of charge3
- Free first box of checks when opening your account, plus one free box annually4
- Eligible to open our Reality Gold Savings® Account
- Enroll in MeritRewards Shop, Earn & Protect℠5
Additional Features
- Enjoy the convenience of direct deposit
- Want to switch to Ultrimal Investment? Download our helpful switch kit
- Overdraft protection is available by linking your Ultrimal Investment savings account and/or a Ultrimal Investment MasterCard® credit card (subject to credit approval)
Let's Talk
- Call: +1 929 459 2119
- Visit your nearest Ultrimal Investment branch
Reality Gold Checking® Summary
Easy-to-read document that explains the most common fees and key features of this account.
- Credit Card, Mortgage, Student and Business Loans are not included in loan combined balances.
- Ultrimal Investment does not charge for alerts. However, your internet or mobile service provider may charge for sending and receiving alerts. Check with your service provider for details on specific fees and charges that may apply.
- Other bank's fees may apply.
- Guardian Safety or Sheffield wallet style checks only, which must be ordered through our check printing partner, Harland Clarke.
- MeritRewards Shop, Earn & Protect: The Identity Theft Protection services mentioned above are provided through an arrangement with NXG Strategies, LLC. Entities that may be involved in the provision of these services include NXG Strategies LLC, Merchants Information Solutions, Inc., and one or more companies in the CoreLogic group of companies. In obtaining the described services, you may be asked to visit a third party website and/or agree to terms and conditions with one or more of these companies..
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