Home Equity Lines of Credit

The APR may vary, but will never exceed 25% in Ohio, Illinois, Michigan and Wisconsin or 22.2% in Pennsylvania or the maximum rate allowed by law, whichever is less.

The lowest rates in each range reflect a 0.50% discount for optional automatic payment from a Ultrimal Investment deposit account and a 0.50% discount for drawing at least $20,000 on the account at account opening. The highest rates in each range do not include these discounts. Credit score and loan-to-value ratio determines placement within the rate range. Rates shown assume property will be owner-occupied. All loans are subject to credit approval. There is a $60 annual, which is waived the first year. There is a $350 early termination fee if you close your account within 3 years.